Cheapest Alabama Insurance

You are looking for the cheapest Alabama insurance… Look no further. We have helped hundreds of people in Alabama find the cheapest homeowner’s insurance available. Our specialty is in the coastal areas of Mobile and Baldwin County.

House Insurance

You can always get the cheapest Alabama insurance for homeowners by bundling wind + fire. We represent some highly competitive low priced insurance underwriters to meet your specific need. So, why get 2 policies for your home when you can get just 1 for a lower price? Yes, this is 1 policy. It often includes full coverage, but excludes flood, earthquake, and sometimes mold (there’s an endorsement for that). But there are many other kinds of policies we offer for homeowners too!

Wind Only Insurance

Having problems finding the cheapest Alabama insurance for wind coverage? We’ve got the solution. We offer low cost alternatives to other insurance in the area. But if you have fire insurance through another carrier like USAA, you may only need wind insurance. Many agencies in Alabama offer wind coverage through AIUA (Alabama Insurance Underwriters Association). We offer wind only coverage through Lloyd’s of London and GeoVera.

Condo Insurance

Alabama’s Gulf Coast is one of the nicest places to settle down and buy a condo. It doesn’t matter if the condo is a primary or rental; we’ve got the cheapest Alabama insurance for condo owners. Get quotes from providers like Lloyd’s and Lexington. What determines the price? The exterior material of the condo determines the price! Frame condos are the most expensive to insure. Superior AAA grade condos are the cheapest to insure. We also do townhouses and duplexes, but these fall under homeowners insurance.

Builder’s Risk Insurance

Building a home in Alabama? We’ve got the cheapest Alabama insurance for builder’s risk coverage. Protect your new construction while it’s being built! Note that this is not the same as insurance for contractors. They have their own insurance!

Flood Insurance

Are you in a flood zone? Get the cheapest Alabama insurance for flood coverage. Let us hook you up with FEMA, Wright Flood, or QBE. For homes not located in a high risk flood zone, policies usually run around $400 per year. For high risk flood zones, an elevation certificate can sometimes be the difference between cheap and expensive flood insurance.